Monthly Archives: October 2016

How The Affordable Housing Loan Program Is Changing The Mortgage Landscape

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Applying for a mortgage can be a frustrating situation especially for those who have limited coverage. Case In Point: Dallas’ Affordable Housing Loan Program is making it much easier for lower income families afford a new home. This process has many stages, but with the help of three of the most prominent names in the area, home ownership can be a reality. Habitat For Humanity, Dallas Neighborhood Homes, and NexBank are working together and picking up the slack to achieve success. Habitat For Humanity is the biggest home non-profit home builder in the Dallas Metropolitan Area and has built over 1,600 homes in the city. Dallas Neighborhood Homes is a successful non-profit mortgage banker assists home buyers in securing an affordable home.

Raising the funds to make this into a reality can be utterly difficult, but one of Dallas’ premier financial institutions is lending a helping hand,” pun intended.” NexBank enters the picture and is providing up to $50 Million in loan support for limited access families. Being such a huge successful financial institution, NexBank will cover $2,000 in closing costs and additional fees. This will certainly change the landscape in the city and should be used a model throughout the U.S. NexBank is doing what many other banks wouldn’t even consider, but with $3.5 Billion in assets, this bank sets itself apart from many of the rest.

The program will last for five years with an end goal of achieving 100 or more loans for each year. This program isn’t just financially rewarding, but it’s rather morally rewarding as it gives deserving families a better quality of life.

New CEO Appointed by Dick DeVos for The Stow Company

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Earlier this year Dick DeVos, the owner and founder of The Stow Company, has announced that Phil Dolci will be taking over as Chief Executive Officer for the custom home storage company. Dolci is taking over the position from Frank Newman who is retiring. He comes from a strong background of manufacturing and marketing consumer products, an industry where he has 23-years of experience. Dolci has held executive positions in companies such as U.S. Playing Cards, Sanford, ConAgra Foods, and Kraft Foods. He received his Masters in Business Administration degree from Kellogg School of Management at Northwestern University.


According to the biography on his website, he has served in several different executive positions with the Amway company, was President and Chief Executive Officer of the NBA team the Orlando Magic, and is currently serving as an executive at The Windquest Group.


In addition to being a successful businessman, Dick DeVos is a philanthropist as well. Through his organization The Dick and Betsy DeVos Family Foundation, he and his wife Betsy give generously throughout their community. Their main focus is on cultivating leadership, supporting education, improving their community, equipping the arts, supporting organizations that seek fair justice for all, and developing the leaders of the future. In 2008, the The Dick & Betsy DeVos Scholarship was established at the Thunderbird School of Global Management to support graduate students, especially those who were attending from developing nations.

Kenneth Goodgame – A Sales and Retail Merchandising Expert

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Kenneth Goodgame was the Chief Merchandising Officer and Senior Vice President at the True Value Company. During the time when he was there, the company’s career history was good. He was able to help the company change its marketing strategies and move forward to a greater future. Also, True Value increased its marketing and advertising plans to a level not seen before in the recent years. Going by Good Game’s successes, then this advertising plan is definitely attractive.

His expertise in sales and retail merchandising

According to HBS Dealer, one of Kenneth Goodgame’s significant achievements in this business was the ability to turn around a low-performance buying team, by laying them back to normal. Good replaced low-performing buyers, about 40%, thereby producing a high-energy and enthusiastic team with comprehensive product expertise.

He also introduced a250 SKU EDLP plan which was very helpful to retailers. This program delivered full margin percentage and lowered all the prices that were sensitive to SKUs.

His strategies for success

As an exceptionally influential Operations Management leader, Kenneth Goodgame specializes in creating million as well as billion-dollar OEM excellence by combining streamlined financial oversight, innovative marketing and merchandise and smart business strategies.

He focuses on balancing corporate alignment, key performance indicators, employee engagement as well as quality assurance systems that ensure improved performance and profitability. Kenneth Goodgame capitalizes on his ability to promote growth through cost analysis, quality improvements, leadership, productivity enhancement and composed negotiations.

Goodgame’s vast experience gives him a veteran’s eye that enables him to navigate market shifts as well as the ability to avoid terrible mistakes and stalls often missed by others. With more than 30 years experience in the manufacturing and retail fields, Goodgame has his rules of thumb that help him succeed. The first rule is that you should make your product pertinent local or relevant and timely. Always tie into the manufacturer’s national advertising.

You should not always take it negatively. Make it understandable and confidently interactive. Always include the particular tie-in item together with its feature item at full margin.

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How To Choose The Best Shampoo For Your Hair

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When it comes to hair care, most of us tend to ignore the signs of unhealthy hair and continue using products that cause damage to the hair in the long run. Choosing the best shampoo for your hair type is an essential step towards improving the hair quality.

Washing your hair regularly adds bounce and shine to the hair and cleanses it to restore pH balance. WEN by Chaz is a very popular hair care range for women which adds volume and body to the hair without stripping it of the natural oils. The brand creates its products with ingredients that boost hair health and deep condition them for a better hair texture.

The WEN by Chaz range consists of conditioner, shampoo, treatments and serums which contain completely organic ingredients like chamomile extract, wild cherry bark, ginseng extract and panthenol. These ingredients are scientifically proven to soothe and condition the hair. One of the bestsellers from the brand is the WEN cleansing conditioner which is a shampoo,conditioner, deep conditioner, leave-in conditioner, and detangler in one product.

It is very important to choose the right type of shampoo for your hair type. Dry and rough hair should be washed with creamy and conditioning shampoos which add moisture the dull hair. Oily hair, on the other hand, should be washed with light shampoos which cleanse the scalp without making it greasy. Products with more organic ingredients and fewer chemicals should be chosen for improving the texture of the hair.

Healthy hair adds to the confidence and is an important part of our personality. A quality hair care routine is essential to maintain the hair in the long run. Need Wen? Order online today! Visit and to purchase.

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How Brian Torchin is Helping Medical Professionals through His HCRC Staffing Agency

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Through his HCRC staffing agency, Brian Torchin has been helping medical professionals achieve various things. According to him, medical professionals should look beyond just making a living in the medical industry and get empowered to achieve even more. As such, Torchin has been urging these professionals to join his agency and enjoy the various benefits it has to offer, some of which include:

 Job Counseling and Placement

Rather than wasting a lot of time figuring out the medical specialty that works for you, Torchin advises all doctors and nurses to take advantage of the professional job counseling services offered by HCRC. This service is designed to help medical professional ascertain their preferred specialty right away.

In addition to guiding you in the right professional path, the HCRC agency will also help you get a job within your specialty. Brian Torchin explains that the job placement process is usually takes a short period.

 Benefit from Torchin’s Mission for Medical Staffing

Having served in the medical industry for a considerable period, Brian Torchin understands how difficult it can be for medical students to get a job. In this regard, the professional plans to help all medical professional, ranging from technicians to doctors, have an easy time while searching for appropriate jobs within the country. To reap this benefit, Brian says that you should join his agency.

 About Brian Torchin

With more than 34 years of experience in the industry, Torchin is definitely one of the most experienced medical practitioners in the country. Brian spent some of these years managing medical offices in various parts of the country. Owing to his passion and desire to help medical practitioners in the country, Torchin established the HCRC staffing agency.

The medical professional is currently based in Philadelphia, PA and specializes in diagnosis as well as treatment of common spinal misalignment. Over the years, Torchin has been helping his clients alleviate discomfort, degenerative conditions and pain associated with spinal misalignments.

Some of the conditions that Brian Torchin diagnosis and treats include neck pain, sciatica, and shoulder pain, back pain, sports injuries, headaches as well as injuries caused by accidents. Brian is currently the president of the HCRC staffing agency.

Lovaganza: experience the cultures of this world

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Lovaganza branding, as well as planning protocols, have been divided into separate structures. The first structure is based on making profit and is referred to as the Lovaganza Entertainment Franchise. This unit is focused towards offering global entertainment with the main aim being to inspire and at the same time bring wonder to people watching. While still inspiring, the unit will make audiences discover and appreciate the cultures of different people and nations. The second structure of the Lovaganza is the Lovaganza foundation, and it is a nonprofit entity on Wikidot. This entity focusses on using the success of the first entity to change and impact the lives of people in different nations.

The Lovaganza is preparing for the commencement of the celebrations which will take place in eight different nations. The celebrations are scheduled for September 2020 and have been inspired by word fairs of the past era as well as the events of the present and those of the future. The main aim of these celebrations is to showcase the cultures of this earth by using bedazzling and groundbreaking entertainment.

The celebrations were scheduled for the year 2015 but had to be pushed to 2020. The main reason for the adjustment of Lovaganza was to make use of the new technologies in the entertainment industry and also use new cutting edge concepts. The delay will also allow people to realize the feeling of being lost in different cultures of this world.

There is a traveling show that is set to begin in 2017 with the aim of promoting the 2020 celebrations. The show is also offering samples of the Lovaganza’s cinematic glasses-free 3D experience in different parts of the world. There is also a planned release of three motion pictures. The initial filming of the film trilogy is already on the way in several countries such as Spain, France, and even the United States of America. Filming is also expected to begin in other regions of the world such as Africa and India. This film on will be shown at the Lovaganza traveling event using groundbreaking Immerscope screens.

Adam Milstein Contributions towards the Strong Ties between the Israel State and the U.S.

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Adam Milstein is an entrepreneur, a co-founder, and National Chairman of the Israel- American Council. Milstein also co-founded the Adam and Gila Milstein Foundation with the goal strengthening the state of Israel. He also co-founded Sifriyat Pijama B’America together with his wife and they publish free books monthly in Hebrew. The books teach the Jewish values to over 10,000 Israel-Jewish-American families in the United States. Adam pursued a BSc in Industrial & Business Management from Technion-Israel Institute of Technology in 1974-1978. Milstein later acquired an MBA in Entrepreneurship from the University Of Southern California- Marshall School Of Business.


Adam Milstein follows three principles in his charitable acts, which include active philanthropy, life path impact, and philanthropic synergy. His Foundation invests a significant amount of time and expertise in developing programs with the target population in mind ranging from the young children to the adults in the society. The primary goal of the organization is strengthening the ties between the Israel State and U.S as well as keeping the Jewish identity to the State of Israel intact for the young and future generations. His charitable acts also involve funding various organizations, consultancy services, and developing partnerships.


As an entrepreneur, Adam has vast knowledge in program management, strategic planning, and non-profits. He is the managing partner of the Hager Pacific Properties, a firm that has its concentration in acquiring and the rehabilitation of real estate properties. He is also a member of the Board of various organizations, including, StandWithUs, Hasbara Fellowships, Jewish Funders Network, AISH Los Angeles and the Israel on Campus Coalition among others.

Honors and Awards

Adam Milstein has received numerous awards following his charitable activities including 25 most influential people on ‘Jewish Twitter’ from Jewish Telegraph Agency, Top 100 People Positively influencing Jewish Life, 2015 from the Algeimeiner and the American Friends of Magen David Adom Humanitarian of the Year Award among others.

Andy Wirth Wants To Put Squaw Valley On The Map

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Andy Wirth is on a mission to make the ski resorts of California household names. He currently heads Squaw Valley Ski Holdings, where he focuses on increasing tourism to the Squaw Valley region. While California is well known for its tourist friendly beaches and warm locales, the snowy ski resorts found in its mountains are generally ignored by the tourism industry. Andy Wirth aims to change that by making travel to the Squaw Valley easier and giving tourists a much more attractive experience. He does this now only through his position as the CEO of Squaw Valley Ski Holdings, but through a variety of organizations he has joined, such as the Reno-Tahoe Airport Authority Board.

One of the most important aspects of getting tourists to choose Squaw Valley as their tourist destination is to improve traffic to the region. To do this Wirth has joined the Reno-Tahoe Airport Authority Board, which is responsible for the development and maintenance of airports throughout the region. With better airports tourism will naturally take off in Squawk Valley. His experience in international resort management will serve him well as the chairman of the Reno airport board. Since the economy revolves around tourism his experience is vitally needed at the Reno-Tahoe Airport Authority Board.

Adam Wirth has proven himself with a long and storied career as the manager of international results and the CEO of Squaw Valley Ski Holdings.

All About True Value’s CMO and SVP Kenneth Goodgame

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Kenneth Goodgame is the Chief Merchandising Officer, and the Senior Vice President of True Value Company which is based in Chicago, (IL) His performances have proved that he is one of the most influential experts in sales, marketing and merchandising. He attributes his successes to the vast experience he has in the field and the use of innovative methods in merchandising and marketing as well. Smartness when making business plans is also one of the ways he has managed to perform better than his counterparts.

Goodgame uses his leadership skills to ensure that the employees work together for the common goal of ensuring quality assurance and improving the profit margins. This was evident when he decided to replace the 40% of the buying team (at True Value) which was performing poorly. The result was that another team with a wonderful team spirit was formed. He reformed the line reviews, and this saw the savings at True Value rise to more that 10% yearly, a feat which had not been achieved before.

He was the leader of many different groups which drew up a 5-year strategic plan which was aimed at ensuring long-term growth. While he was the General Merchandising Manager at Acer Hardware (2010-2013), he came up with the innovative Craftsman program, the result being a rise in sales from $9 million to $180 million.

The changes created a 4.5% yearly growth in sales. Kenneth worked at Tectonic Industries in North America in 2008 to 2010 and was the Senior Vice President of Newell Rubbermaid NC from 202-2007. He was at Home Depot (GA) from 1994-2002. Goodgame holds a Bachelor of Science from the University of Tennessee.

In September 2015, under the leadership of Kenneth Goodgame, True Value Corporation launched the “New at True Value” endcap program whose aim was to show the importance of innovation in stores. Dealers were to benefit from the product innovation. True Value would become one of the companies which would introduce new products to the market.

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How John Goullet Has Been Instrumental in Advancing Diversant, LLC’s IT Staffing Solutions

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Diversant LLC is a fully certified and Minority Owned Enterprise (MBE) that offers scalable IT staffing solutions. Its services include staff augmentation, innovative diversity solutions, and direct hire. The company’s products are original and based on transformative ideas. Diversant is aimed at addressing the demands of associates and clients together with the communities in which they serve. It has an advisory board comprising of senior executives who do not participate in the company’s day-to-day activities. These top executives are business experts and industry leaders whose primary role is to provide Diversant with advice on strategic planning and commercial development.

Diversant is also the largest IT staffing company owned by an African-American in the United States. Gene C. Waddy, who also serves as the CEO, owns it. The company has grown over the years and has established a good reputation for its consumer-oriented services. It is listed in the Fortune 500 firms list. Another key contributor to the company’s success is John Goullet who is also the Principal Executive.

About John Goullet

John Goullet is a committed entrepreneur who has developed several successful IT ventures. He started his professional career as an IT consultant in 1994. Prior to becoming an IT staffing expert, John majored in Computer Science and earned a Bachelors and Master’s Degree from the Ursinus College. He used his knowledge of emerging market trends to start an IT staffing company known as Info Technologies. The company was focused on offering sound IT-oriented solutions to Fortune 500 companies all over the US. Info Technologies was worth $30M five years after its inception and ranked number eight on Inc. Magazine’s list of 500 companies that are growing tremendously.

Gene and John successfully merged Diversant Inc. and Info Technologies in 2010 to form Diversant LLC. John’s position as the Principal Executive allows him to develop new solutions to meet the diverse challenges facing the IT sector. John believes that teamwork is the main key to success.