Category Archives: Financial Business

Equities First Holding Gives a Solution to the Financial Lending Through Their Use of the Stock-Based Loans

Published / by Casey / 1 Comment on Equities First Holding Gives a Solution to the Financial Lending Through Their Use of the Stock-Based Loans

Equities First Holdings, LLC is a financial institution specialized in lending to offer financial solutions to global financial services companies, businesses, and the high-net-worth individuals who need the non-purpose capital urgently. The company’s headquarters is in Indianapolis, Indiana. Equities First Holdings, LLC has regional offices in over nine countries including Sydney, the United Kingdom, Hong Kong, Perth, Singapore, and Bangkok. The company specializes in the allocation of capital, alternative financial solutions, and financial services provision. Since its incorporation in 2002, Equities First Holdings, LLC has completed over 2,000 transactions which amount to $1.9 billion. The President and Founder of Equities First Holdings, LLC, Al Christy, is the manager of all the 50 employees of the company.

For most borrowers, Equities First Holdings, LLC is turning out to be the best option for those who need necessary working capital to carry out their daily business. For those that are non-qualified for the margin or credit-based loans, this is the best alternative financial solution for you. In this era were financial institutions and banks have tightened their lending qualification criteria and raised interests, the equities are the next best alternatives for the stock0based loans. This new era of economic down-time has seen any financial institutions minimize the lending options to most borrowers. For this reason, they increase their loan-to-value ratio and provide a fixed interest.

There are many differences between the margin loans and the stock-based loans. In the margin loans, there are imposed restrictions on the borrowed money. You are required to state the use of the capital. For this reason, they have a loan-to-value ratio of between 10 percent and 50 percent. In the occurrence of a margin call, you will have the collateral liquidated without any notice. There are variable interest rates associated with margin loans. On the other hand, there are interest rates between three percent and four percent in the stock-based loans.

For those who choose to walk away even in the decrease of stock value, there is a loan-to-value ratio of 50 percent and 70 percent. Equities First Holdings, LLC ensure that all assets are returned after the maturity of the transaction and those borrowers meet their specific financial goals. For the best alternative economic solution, turn to Equities First Holdings, LLC.

How The Affordable Housing Loan Program Is Changing The Mortgage Landscape

Published / by Casey / 1 Comment on How The Affordable Housing Loan Program Is Changing The Mortgage Landscape

Applying for a mortgage can be a frustrating situation especially for those who have limited coverage. Case In Point: Dallas’ Affordable Housing Loan Program is making it much easier for lower income families afford a new home. This process has many stages, but with the help of three of the most prominent names in the area, home ownership can be a reality. Habitat For Humanity, Dallas Neighborhood Homes, and NexBank are working together and picking up the slack to achieve success. Habitat For Humanity is the biggest home non-profit home builder in the Dallas Metropolitan Area and has built over 1,600 homes in the city. Dallas Neighborhood Homes is a successful non-profit mortgage banker assists home buyers in securing an affordable home.

Raising the funds to make this into a reality can be utterly difficult, but one of Dallas’ premier financial institutions is lending a helping hand,” pun intended.” NexBank enters the picture and is providing up to $50 Million in loan support for limited access families. Being such a huge successful financial institution, NexBank will cover $2,000 in closing costs and additional fees. This will certainly change the landscape in the city and should be used a model throughout the U.S. NexBank is doing what many other banks wouldn’t even consider, but with $3.5 Billion in assets, this bank sets itself apart from many of the rest.

The program will last for five years with an end goal of achieving 100 or more loans for each year. This program isn’t just financially rewarding, but it’s rather morally rewarding as it gives deserving families a better quality of life.